Debt is poison. It is slow attractive poison for a lot of people. But debt is poison. Debt lures you in with the TV you couldn’t afford, the video game your kid wouldn’t stop crying over, and the new furniture so you could keep up with the Joneses. Debt was also the new tires when you desperately needed them, the formula or diapers 2 days before payday and food on the table when you came up short. Debt seemed to be the answer to your problems and desires. Just charge it. You could keep up on those minimum monthly payments. But the minimums didn’t get you anywhere and slowly the budget began to stretch. Suddenly you weren’t charging for emergencies or occasional treats, you were charging to make up for the payments you just made. You send a check to the credit card company, then charge groceries because you’d sent them more than you could afford.
The proverbial straw that broke the camel’s back could be a lot of things. It could be a sick child, a bad storm that leaves you with damages, missed work, a cut in pay or even a temporary or long term lost job. This is where the poison really sets in. At first some people are able to juggle. They pay one credit card with another, open new accounts and transfer balances. They may even try to float a check to one. Talk about STRESS! This is stress that eats up relationships, breaks up families, and can lead to serious depression.
Debt, that attractive poison that you thought was helping you turned into a deadly spiral of destruction and pain. But there is always hope. Even in the worst of your debt problems, you can escape. You can get out of debt.
How is up to you. There are a number of options to help you get out of debt in Maryland. One of the quickest ways is to hire a Maryland Bankruptcy Attorney or Maryland Bankruptcy Law Firm such as the Grafton Firm. We can help you find the right solution to get out of debt for your unique situation. Some Bankruptcy lawyers in Maryland stop there. They offer no other options to resolving your debt. This doesn’t mean you have no other options. For a detailed discussion on ways of getting out of debt, I would invite you to browse our other articles or click through our debt relief services link.
If you would like to discuss your situation with the Grafton Firm, and learn how we can help you get out of debt, please call us today at (410) 929-0330 or send us a message through the contact link floating on the right side of the page.
We are the Grafton Firm. We are a Maryland Bankruptcy Law firm, dedicated to helping you Get Out of Debt, in whatever way suits your situation best.
About the Author: William Grafton is a Maryland Bankruptcy Lawyer and Co-Owner of the Grafton Firm, LLC. He has written, lectured, and educated on credit related topics for nearly 10 years and is happy to be bringing his expertise to the Baltimore Metro area.