Category: Chapter 13

More Reasons Not to File Bankruptcy By Yourself

  No one likes being the butt of a joke.  This week on a national bankruptcy email list, an order from 2006 was being circulated for the 2nd or 3rd time since it’s original writing 7 years ago.  The Order is an order rejecting the request of a seemingly well

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Which Chapter Do I File?

– A Maryland Bankruptcy Lawyer’s Perspective I frequently meet with clients who already know which chapter of bankruptcy they want to file under.  They’ve done some research online or spoken to a friend who’s neighbor filed a certain type of bankruptcy and that is what they want.  “No, don’t tell

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Bankruptcy Myths – Part #4

The Bankruptcy Trustee and the Pro Se Debtor, More Observations from a Baltimore Bankruptcy Lawyer Myths and urban legends abound on the internet.  It’s easy to take a picture and slap a factual claim on it.  Maybe it’s a wrongly attributed quotation, or the claim of a conspiracy theorist.  When I

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Baltimore Skyline

Bankruptcy Myths – Part #3

Myths and urban legends abound on the internet.  It’s easy to take a picture and slap a factual claim on it.  Maybe it’s a wrongly attributed quotation, or the claim of a conspiracy theorist.  When I see one of these quotes or claims that just seem a little off, I turn

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Bankruptcy Myths – Part #2

Myths and urban legends abound on the internet.  It’s easy to take a picture and slap a factual claim on it.  Maybe it’s a wrongly attributed quotation, or the claim of a conspiracy theorist.  When I see one of these quotes or claims that just seem a little off, I turn

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Bankruptcy Myths Part #1

Myths and urban legends abound on the internet.  It’s easy to take a picture and slap a factual claim on it.  Maybe it’s a wrongly attributed quotation, or the claim of a conspiracy theorist.  When I see one of these quotes or claims that just seem a little off, I turn

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the grafton firm

Bankruptcy in Maryland – Don’t Go It Alone

So, you’re filing or filed a bankruptcy in Maryland, and you’re not using an attorney?  You think lawyers are expensive?  We often are, but so too is the cost of entering into an irreversible bankruptcy without guidance. They call the form that opens a Chapter 7 Bankruptcy the Voluntary Petition.

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How Not to Deal With Garnishment and Foreclosure

There is a bit of advice often given to attorneys, especially young attorneys.  I think it’s important that clients understand this advice.  So, here it is:  “Never let your client’s emergency become yours.” Clients and potential clients frequently come to me on the eve of some disastrous event such as

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