Possible Questions at Your Bankruptcy Meeting of Creditors

Are you thinking of filing for Chapter 7, Chapter 13, or Chapter 11 bankruptcy? Below are some questions you might be asked at your bankruptcy meeting of creditors. For more information and legal help, call our Towson bankruptcy attorneys today for a free debt evaluation.

1. What is your name?
2. What is your current address?
3. How long have you lived at your current address?
4. Did you read and sign all of the paperwork filed in this case?
5. Is the information contained therein true and correct?
6. Are you employed?
7. How much money do you make?
8. Do you own any real estate?
9. Have you owned any real estate in the past ten (10) years?
10. Do you own a car?
11. Have you owned a car within the past ten (10) years?
12. Are you married?
13. Does your spouse work?
14. Do you have any children? How many and how old are they?
15. Do you pay child support for any child?
16. Do you receive child support for any child?
17. Do you have the right to sue anyone for personal injuries?
18. Are you currently being sued by anyone?
19. Has anyone died recently and left you any money?
20. When was the last time you used any credit card? What did you purchase?
21. Over what period of time did you accumulate your credit card debts?
22. When was the last time you made a payment to any creditor?
23. Have you repaid any creditor more than $600 within the past three (3) months?
24. Have you closed any bank account within the past twelve (12) months?
25. Do you have a safe deposit box?
26. Is anyone holding any of your property?
27. Are you holding property for anyone else?

THINGS TO REMEMBER

1. Be on time for your meeting of creditors – a failure to show up will cause your case to be dismissed.
2. Bring your social security card and driver’s license (or state-issued identification card).
3. Dress neatly and cleanly. Remember, this is an official court appearance.
4. Bring a book or magazine with you – you may wait a while before your case is called.